Savings & Checking Rates

Account Type APR (Annual Percentage Rate) APY (Annual Percentage Yield)
Regular Share 0.01% 0.01%
Kids Club 0.50% 0.50%
Christmas Club 0.50% 0.50%
PerCENTage Checking Bonus Rate ($0 - $10,000.00)* 1.25% 1.26%
PerCENTage Checking ($0 - $10,000.00 no bonus rate)* 0.10% 0.10%
PerCENTage Checking ($10000.01+)* 0.10% 0.10%
CENTsible Checking ($0 - $250,000.00) 0.25% 0.25%
CENTsible Checking ($250,000.01+) 0.25% 0.25%
CENTennial Checking 0.01% 0.01%
IRA (Shares) 0.25% 0.25%
Share rates are subject to change after the account is open, without prior notice.  Fees can reduce the earnings on interest bearing accounts, and all rates are subject to change.  Rates current as of June 17, 2020.  Dividends are calculated using Average Daily Balance, dividend credit and compounds monthly.
*PerCENTage Checking Bonus rate is obtained when the following happens within one month: 20 signature-based Debit Card transactions are posted, member is enrolled in iBanking and eStatements, member ­receives text message and/or email notifications, at least one direct deposit into the account. When the account does not meet these requirements within a one month time frame, the standard 0.10% APY is paid to the account.
**All Time Share Certificates require a minimum of $1,000.00 to open.  Early withdrawals may result in penalties.  Federally Insured by NCUA.
Time Share Certificate Specials are only available for a limited time, rates subject to change without notice