Savings & Checking Rates

Account Type APR (Annual Percentage Rate) APY (Annual Percentage Yield)
Regular Share 0.10% 0.10%
Kids Club 2.00% 2.02%
Christmas Club 2.00% 2.02%
PerCENTage Checking Bonus Rate ($0 - $10,000.00)* 3.50% 3.50%
PerCENTage Checking ($0 - $10,000.00 no bonus rate)* 0.10% 0.10%
PerCENTage Checking ($10000.01+)* 0.10% 0.10%
CENTsible Checking ($0 - $250,000.00) 0.50% 0.50%
CENTsible Checking ($250,000.01+) 0.01% 0.01%
CENTennial Checking 0.10% 0.10%
IRA (Shares) 0.50% 0.50%
APY = Annual Percentage Yield
Share rates are subject to change after the account is open, without prior notice.
Fees can reduce the earnings on interest bearing accounts, and all rates are subject to change.
Rates current as of May 1st, 2019.  Federally Insured by NCUA.
$25 minimum balance required to open share account.
*PerCENTage Checking – Bonus rate applies to the first $10,000 and is obtained when the following happens within one month: 25 signature based Debit Card transactions are posted, member is enrolled in iBanking and eStatements, member receives text message or email notifications, at least one direct deposit is made into the account.  Accounts not meeting these requirements in a given month will earn 0.10% APY.  APY may change after account is opened.  No minimum balance is required to earn APY.  Any funds in the account over and above $10,000 will earn 0.10% APY.  Fees could reduce earning on account.  Available for personal accounts only.  Must meet membership and eligibility requirements.  Other restrictions may apply.