Lending Rates2018-03-27T11:43:54+00:00

Lending Rates

Click here for Nacho Typical Home Equity Loan rate special advertised during pregame Sunday!

Current rates as of February 1st, 2018

To apply for a loan, click HERE.

Vehicle, 2014 and Newer, 680+ Beacon Score

Term Annual Percentage Rate (APR)
73-84 Months as low as 3.99%
61-72 Months as low as 2.99%
0-60 Months as low as 2.49%

Vehicle, 2011 to 2013, 680+ Beacon Score

Term Annual Percentage Rate (APR)
49-66 Months as low as 4.49%
0-48 Months as low as 3.99%

Vehicle, 2010 and older, 680+ Beacon Score

Term Annual Percentage Rate (APR)
49-60 Months as low as 5.99%
0-48 Months as low as 4.99%

APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Rates effective as of February 1st, 2018. Rate quoted is for a minimum of $5,000.00 of new money.  Payment Example: $5,000 loan on a 2014 vehicle for a term of 36 months with a 2.49% APR, the monthly payment = $144.28. Call Credit Union for full details.  Subject to approval.

Pay your loan through automatic electronic payment, and you won’t have to worry about late fees or the hassle of writing checks!  Your payment amount can be deducted from any deposit account at CENT or another financial institution.  An additional 1% will be added to the interest rate of any loans not paid through automatic electronic payment.

Other Loan Rates

Loan Type Annual Percentage Rate (APR)
Signature Loan & Personal Loan 13.50%
Share Secured (APR above the share or time share collateralized Annual Percentage Yield) 2.95%

For Mortgage or Home Equity rates or other inquiries, please contact Tanner at 641-424-CENT (2368)