Checking 2018-04-04T08:49:05+00:00

CHECKING

A CHECKING ACCOUNT TO SUIT YOU

All of our checking accounts come with freedom.  No monthly maintenance fees, free debit cards, unlimited transactions, free iBanking, and no minimum balance requirements.

But we know that many people are looking for rewards.  And we’ve STACKED our CENTennial Checking with rewards.  Like streaming music or movies?  We’ll cover that bill for you*.  Want your personalized photo on your debit card?  Done.  Looking for deals?  We’ll send them to you every month.  We’ll also enter you into drawings for bigger quarterly and annual prizes.

It’s rewarding to be with CENT, and we’ll prove it to you!

To get the benefits of the rewards, we just ask that you take advantage of some of our free services and use the account regularly.  Follow these simple steps, and you’re in!

  • Post at least 25 signature-based debit card transactions

  • Receive a least one direct deposit to your checking account.

  • Make sure you are signed up for CENT Credit Union’s free E-Statements and iBanking.

  • Be the first to know about other exciting products and promotions by signing up for text and/or email notifications.

  • Like and share us on social media!

Even if you don’t complete all of the above steps in a given month, quarter, or year, you’ll still receive a great interest rate, along with no minimum balance or maintenance fees!

*Free membership is paid as a reimbursement to member’s account of up to $9.99 per month.  Member is responsible for creating and maintaining membership with entertainment content providers.  CENT is not responsible for content accessed through these accounts.

Want a checking account that makes money?

Our PerCENTage Checking has all the free services of our other accounts, plus we’ll pay you 3% APY* for any balance between $0.00 and $10,000.00 just for utilizing a few of our free services.  Here’s how it works.  To get the bonus rate, just make sure you do the following in one month:

  • Post at least 15 signature-based debit card transactions

  • Receive a least one direct deposit to your High-Yield Checking Account.

  • Make sure you are signed up for CENT Credit Union’s free E-Statements and iBanking (these also help the woodland creatures).

  • Be the first to know about other exciting products and promotions by signing up for text and/or email notifications.

Ok, so what happens if you don’t use your debit card enough in a month?  Or maybe you’re off work and don’t receive a direct deposit?  Don’t worry!  We won’t charge you any fees!  You won’t receive the 3% APY bonus rate, but you will receive a little something instead.  We’ll pay 0.1% APY for any High-Yield Checking account that doesn’t receive the bonus rate for any reason.  If you meet the requirements but have over $10,000.00 then we’ll pay you 3% APY on the $10,000.00 and .1% for anything above it.

APY may change after the account is opened.  No minimum balance is required to earn the 0.01% APY.  Fees could reduce earnings on account.  Available for personal accounts only.  Other restrictions may apply.

None of this for you?

Don’t worry!  Sign up for our CENTsible checking, get an account with no monthly maintenance fees, no minimum balance, unlimited transactions, a free debit card, free iBanking, and free bill pay, and get a fantastic interest rate of 0.5% APY!

APY may change after the account is opened.  No minimum balance is required to earn the 0.50% APY.  Fees could reduce earnings on account.  Available for personal accounts only.  Other restrictions may apply.