The Best Rates For Our Members
At CENT CU, low loan rates aren’t a gimmick, they’re a standard practice. We understand that borrowing money is a necessity to many of our members, and we want to help you save every penny you can when buying the things you want and need. We’ve also tried to make the borrowing process as easy as possible.
To apply for financing, simply click one of the quick loan applications below and one of our lenders will be in touch as soon as possible!
Sometimes things get tight, and we understand that a little extra cash can come in handy. Our personal loans are handy, simple, and designed for you!
Short Term Loan
- Your signature is the collateral
- Term and amount set in the loan agreement
- Similar to a line of credit (revolving credit)
- Your signature is used as collateral
- Matures every 12 months
Share Secured Loan
- Shares in Savings account are collateral
- Lower interest rate than both the Closed Personal and Signature Loan
Going off to college already brings a new set of challenges to a young adult and that is why we have proudly teamed up with the kind folks at Iowa Student Loan to offer student loans to our members. They have a fully functional website full of information, payment calculators and an easy-to-complete application.
Whether it’s a truck, car, motorhome, boat, motorcycle or RV, your dream vehicle is out there and we can help you get it. We keep our auto loan rates competitive, so you can rest assured you’re getting a good deal to drive the vehicle of your dreams.
Not sure what you want to buy? Apply for a pre-approval and shop in confidence knowing exactly how much you can spend. If you want more information regarding rates or terms, call one of our loan officers (641-424-2368).
Here at CENT Credit Union, we understand that dreams begin at home, so why not live in a home that meets your dreams? We offer several financing options to ensure you can live your dreams without breaking the bank. Already an owner of your dream home? Our competitive rates could help you save money or pay off your mortgage faster.
Thinking about the kitchen, garage, or deck of your dreams but not sure how to finance it? Don’t worry, you may have extra money sitting right in your home without even realizing it. Make your house work for you and make your dreams happen. Home equity loans can even help you achieve other dreams, like consolidating debt, experience your perfect wedding, or visiting the vacation spot you’ve always dreamed of. Questions? Just call one of our knowledgeable loan officers for more information (641-424-2368) or click below to speed up the process.